What We Cannot Help With
Read This Before You Write
BHDA is a research and education organization. We do not provide legal advice, we do not represent individuals in appeals or disputes with insurers, and we do not file complaints with regulators on behalf of members.
If you are in an active dispute over a denial and need representation, contact an attorney practicing in ERISA or insurance law. If you need to file a complaint about a plan, your state insurance department accepts consumer complaints directly. We can point you toward those resources, and your documentation is still valuable to the record whatever else you do with it.